
You make a down payment of Rs 10 lakh using your credit card. So, even if you get a 5 percent reward return rate, it essentially means you've saved

SBI credit cardholders can take advantage of offers on home care products, buying electronics and medicine purchases

While using a credit card one should be judicious and timely in repayment to avoid the huge charges imposed on delayed payment

If you fail to pay your credit card bill on time, you may have to pay late payment charge of up to 60% per annum